Ujjivan Small Finance Bank FD interest rates: Ujjivan Small Finance Bank offers FD interest rates of more than 7% on these tenors


Ujjivan Small Finance Bank has revised bank fixed deposit interest rates on various tenors. The bank offers interest rates on various terms ranging from seven days to ten 120 months. As of now, the bank offers interest rates ranging from 2.90 percent to 7.2 percent for its Domestic & NRO Fixed Deposits and Sampoorna Nidhi FDs, according to the Ujjivan Small Finance Bank website. These interest rates are effective from June 13, 2022.

Ujjivan SFB’s FDs pay a higher interest rate of 0.50 percent per annum for any term for senior citizen investors.

Interest Rates for Domestic & NRO Fixed Deposits and Sampoorna Nidhi

Source: Bank website

Features of regular Ujjivan Small Finance FD

  • You can open a fixed deposit for a minimum of 7 days to a maximum of 10 years
  • Interest payment options – quarterly, half-yearly, annually, and at maturity
  • The discounted interest rate for monthly interest pay-out option
  • Premature closure and partial withdrawal facility allowed
  • Can be opened at Centre meetings (upto 15,000) branch, or through mobile and internet banking
  • An additional 0.50 percent p.a. rate for Senior Citizens

Features of Sampoorna Nidhi

  • Minimum amount – Rs 25,000 and in multiples of Rs 1,000 thereof
  • Tenure – 12 to 60 months in multiples of 12 months
  • Interest calculated monthly and deposited to customers’ linked USFB saving or current account
  • Option to close prematurely without penalty after six months of account opening
  • 0.50% additional interest rate for senior citizens



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