Mothers Day 2022: Money & relationships: How to make your mother tech savvy with her financial transactions

For most part, the relationship between a mother and child is a one-way street, where the former continues to take care of the offspring in more ways than one. However, when the child grows up into a financially independent adult, it’s only befitting that he reciprocate some of this unconditional care and concern. So, on Mother’s Day (8 May) this year, instead of the run-of-the-mill gifts, give your mum something that will not only make her tech savvy when it comes to financial transactions, but also independent and empowered. This will be especially useful if your mother is widowed or a single mum and you stay far away from her. Here are some ways in which you can help her feel special.

1.Teach her Net banking

Do you stay in another city and your mum still goes to the bank on her own for every transaction or service? The best gift for her would be to teach her the benefits of Internet or mobile banking so that she can carry out all transactions from the safety of home. Since the concept may be alien to her, be patient and write down each step for her. Know that she may not understand even the simplest and most basic of concepts that you take for granted. So go slow and take her through each step slowly. Next, allow her to repeat the steps herself in your presence so that you can guide her if she goes wrong or clear any doubts that she has about operating it. If you don’t stay with her, give her the confidence that she can call you any time if she gets stuck or goes wrong inadvertently. She will thank you for this freedom once she gains confidence and becomes self-sufficient.

2.Help her to operate home delivery apps

Does your mother go out each day to the neighborhood grocer or vegetable vendor for her regular requirements? This may be a problem if she falls ill or is unable to have the groceries delivered and you are not accessible. Download some home delivery apps on her phone and teach her how to use them. Even if she has not mastered the art of prepayment through wallets, credit cards or Net banking, she can pay via cash on delivery. Besides, the instant delivery promised by some apps will ensure she has whatever she needs without delay.

3.Enable her to pay all utility bills online

Another dependence that parents typically have is with respect to bill payments. If you teach your mum how to pay utility bills through wallets like Paytm, it will ease the problem of depositing cheques or failing to meet the payment deadlines.

4.Gift her a fitness band

Another great gift for your ageing mother would be a fitness band that can not only keep her active but also monitor her health status without the need for your personal presence all the time. It will also make her active and focus on her own wellness to ward off illnesses.

5.Help her to start her own YouTube channel

One of the best ways to fill up time after retirement and even earn some income would be for your mum to have her own YouTube channel where she can share her specific skills with the world. She can teach baking, cooking, share home remedies, or offer consultancy in her field of expertise. It will not only keep her occupied but also give her oodles of confidence to be on her own.


All of us have been in a financial dilemma when it comes to relationships. How do you say no to a friend who wants you to invest in his new business venture? Should you take a loan from your married brother? Are you concerned about your wife’s impulse buying? If you have any such concerns that are hard to resolve, write in to us at with ‘Wealth Whines’ as the subject.

The advice in this column is not from a licensed healthcare professional and should not be construed as psychological counselling, therapy or medical advice. ET Wealth and the writer will not be responsible for the outcome of the suggestions made in the column.

Source link